Cobbleridge Realty Corp.
Cobbleridge Realty Corp.
  • Your Business
  • Small Business Funding
    • Small Business Funding
    • Equipment Financing
    • Restaurant Financing
    • Working Capital
    • Business Term Loans
    • Government Backed Loans
    • Real Estate Financing
    • Invoice Factoring
    • Credit Card Processing
    • Funding for Start-Ups
  • Off-Market Businesses
  • The Edge
  • More
    • Your Business
    • Small Business Funding
      • Small Business Funding
      • Equipment Financing
      • Restaurant Financing
      • Working Capital
      • Business Term Loans
      • Government Backed Loans
      • Real Estate Financing
      • Invoice Factoring
      • Credit Card Processing
      • Funding for Start-Ups
    • Off-Market Businesses
    • The Edge
  • Your Business
  • Small Business Funding
    • Small Business Funding
    • Equipment Financing
    • Restaurant Financing
    • Working Capital
    • Business Term Loans
    • Government Backed Loans
    • Real Estate Financing
    • Invoice Factoring
    • Credit Card Processing
    • Funding for Start-Ups
  • Off-Market Businesses
  • The Edge

Restaurant Financing

A group of happy restaurant owners fueling their dreams with fast funding from Cobbleridge

Fuel Your Restaurant’s Success with Expert Financing and Trusted Guidance

Our experienced loan consultants offer trusted lending services for restaurants. We help keep your business profitable and on track. We provide quick access to the right financing. This is true whether you run a single unit, a chain, or a specialty shop. We partner with top financial organizations. They have a proven track record of helping restaurant owners fund growth and navigate seasonal slumps. Our mission is to secure the capital you need when you need it. We also offer strategic guidance to boost your ROI.

Running a restaurant requires more than just cooking skills. You need reliable capital to stay competitive. As banks tighten lending standards, securing restaurant loans can be tough. Many consider high-cost solutions like merchant cash advances. We're here to connect you with accessible funding alternatives.

Let's Get Funded
Restaurant owner and employees counting on a simple and fast path towards financing their dreams

Funding Limits & Guidelines

  • Minimum Equifax credit score of 551 
  • Minimum 1 month time in business (same ownership)  
  • Minimum monthly sales of $17,000   
  • Loan amounts up to $500,000 for single entities   
  • Loan amounts up to $750,000 for multiple entities 
  • Fixed terms from 12 to 36 Months
  • We can pay off up to 2 competitors (short-term loans)  
  • Fixed repayment terms from 12 to 36 months   
  • Fast approvals and funding's in under a week 
  • Revolving lines of credit with interest-only options   
  • Unlimited access to draws for up to a year* 

Easy application process can be done over the phone in 5 mins and receive funding within 24 hours

What’s Required for a Complete Application?

  • Guarantor Checklist
  • Most recent 3 month bank statement
  • Filled out application
  • Most recent tax return, when applicable

Let's Get Funded

If You Don’t Qualify Right Now

Don't stress we are with you every step of the way-we have unlimited options to get you funds

We Are Here For You

Don’t worry—we get it. We’re here to help you secure the financing you need, and we have multiple options to explore. Before moving forward, here are a few steps you can take to strengthen your application:

  • Improve Your Credit Score Go to ASAP Credit Repair
  • Seek a Co-Signer or Provide Additional Collateral
  • Explore Alternative Financing, Like Lease-to-Own Programs

By taking these steps first, you’ll set yourself up for better terms and a smoother funding process.

Frequently Asked Questions

Please reach us at ray.pearson@cobbleridgerealty.com if you cannot find an answer to your question.

There is no hard credit pull so your credit will not be affected. 


Yes, many lenders allow using restaurant financing for payroll and staffing. 


It depends on the lender; some require collateral, others focus on your sales history. 


Approval can be as fast as 24–72 hours with complete documentation. 


A concise plan helps, but many lenders focus on revenue and creditworthiness. 


Seasonal businesses can qualify but may need to show strong peak-season revenue. 


Ready to acquire the FUNDING YOU NEED FOR YOUR RESTAURANT?

Drop us a Line Today for Personalized support on Restaurant Financing.

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Better yet, give us a call or text us.

Cobbleridge Business Brokers

8 Nancy Place, Selden, New York 11784, United States

631.320.5849

Hours

Open today

07:00 am – 05:00 pm


Copyright © 2025 Cobbleridge Realty Corp. - All Rights Reserved. Licenses #: 10311209234, NMLS 223314 and LA-1752864 

All LOANS SUBJECT TO LENDER APPROVAL The operator of this website is NOT a lender, does not make offers for loans, and does not broker online loans to lenders or lending partners. Customers who arrive at CobbleridgeBusinessBrokers.com are paired with a lender or a lending partner, and redirected only to lenders or lending partners who offer business loan products. 

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  • Your Business
  • Small Business Funding
  • Equipment Financing
  • Restaurant Financing
  • Working Capital
  • Business Term Loans
  • Government Backed Loans
  • Real Estate Financing
  • Invoice Factoring
  • Credit Card Processing
  • Funding for Start-Ups
  • Sell Your Practice
  • Off-Market Businesses
  • Our Best Practices
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