Working Capital

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Working capital is the difference between your current assets (like cash, accounts receivable, and inventory) and current liabilities (like accounts payable and short-term loans). It ensures your business has the funds to cover daily expenses and remain financially stable.

Having sufficient working capital allows you to pay suppliers on time, maintain steady operations, and invest in growth initiatives. Insufficient working capital can lead to cash flow gaps and missed opportunities. 

We provide a revenue-based funding solution that doesn’t require collateral, offering a faster, more flexible path to working capital. Our customized approach ensures quick access to funds for businesses that don’t fit traditional lending criteria. By offering creative structures and covenant-light terms, we empower you to focus on growth without the constraints of conventional financing. 

Most approved businesses receive funds within a few business days, making it possible to cover urgent needs without delay.

We specialize in bridge loans, as well as first and second lien loans, providing working capital, growth capital, acquisition capital, and special situation financing.

Funding ranges from $100K to $25M, making it suitable for businesses of various sizes and capital needs. 

We provide financing solutions to a wide range of industries, particularly those constrained by traditional commercial institutions or without ready access to capital.

Each application is evaluated on a case-by-case basis. Criteria include cash flow strength, existing loan structures, and overall capital needs. Contact us directly to discuss specific requirements. 

Most applicants receive approval in under 24 hours, and 90% of qualified businesses are approved. Funding amounts range from $20,000 to $5,000,000, and we do not mandate that you accept credit cards. This makes our process quick, easy, and accessible to a wide range of businesses.

A bridge loan provides interim funding while a business finalizes an equity round or another long-term financing strategy, ensuring continuity of operations or growth initiatives. 

“Covenant light” means the loan carries fewer financial restrictions, giving businesses more freedom in managing their capital and operational decisions.

Second lien loans sit behind a senior lender. They allow companies to access additional capital beyond what the first-lien lender provides, often at a higher interest rate but with more flexible terms.